Summary Financials
KEY FINANCIAL INDICATORS (mn TL) | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | CAGR%* |
Total Assets |
1.196 |
1.266 |
1.197 |
1.343 |
1.622 |
2.622 |
17,0% |
Total Borrowing |
810,58 |
765,145 |
583,171 |
419,533 |
280,922 |
550 |
-7,5% |
Equity |
280,01 |
384,943 |
461,001 |
751,067 |
1095,404 |
1.639 |
42,4% |
Net Profit |
10,34 |
104,871 |
102,276 |
173,873 |
390,683 |
855 |
141,8% |
Collections |
346,169 |
502,481 |
550,651 |
711,774 |
1212,065 |
2.612 |
47,8% |
Operational Expenses |
113,078 |
133,837 |
159,118 |
218,09 |
367,242 |
812 |
48,3% |
EBITDA |
230,826 |
356,655 |
371,227 |
450,519 |
791,231 |
1.695 |
49,0% |
EBITDA Margin |
59,4% |
69,3% |
66,0% |
62,0% |
64,3% |
64,0% |
0,5% |
ROAE |
3,7% |
27,2% |
22,2% |
23,2% |
42,6% |
66,8% |
78,5% |
ROAA |
0,9% |
8,3% |
8,5% |
12,9% |
26,5% |
41,7% |
117,3% |
Net Interest Expense/EBITDA |
0.45x |
0.40x |
0.21x |
0.21x |
0.09x |
0.02x |
|
Net Debt/EBITDA |
3.0x |
2.1x |
1.5x |
0.8x |
0.3x |
0.2x |
|
Investments |
105 |
196 |
19 |
242 |
389 |
1.063 |
58,9% |
*CAGR : Compound Annual Growth Rate 2018-2023